The most important thing, though it sounds cliche, is to listen to your heart. Ask yourself whether you think you will be friends with this person forever, and whether you think they are as committed to you as you are to them. Talk to your friends and family and see what they think - because even though it is your new life that you're starting, those are the people who know you the best and can really tell from an outside perspective whether the relationship is a good thing for you, and whether they see you happier than you've ever been. Also, it's important to ask yourself whether you're trying to make the decision out of lust or out of caring and dedication for each other.
Overall, remember that it's something that you don't have to rush. If the two of you really do love each other, then the love will never go away. A ring is just a symbol, and your love should stay just the same whether or not there's a certificate making it official. If you ever have doubts, you can always think it over, though there does come a time when you simply have to listen to your instincts and make the decision. I hope that helps, and good luck!
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